Kevin Seawright on What First Time Homebuyers Should Consider When Purchasing a New Property

How Lenders Determine Eligibility

  • Combined income to debt ratio
  • Total current debt
  • Past payment patterns
  • Length and type of employment

Find the Right Real Estate Agent

Does the Agent Advocate for First-Time Home Buyers?

  • Down payment relief
  • Tax breaks for upgrades that enhance energy efficiency
  • Grants
  • Low-interest loan programs in your state

Spend Less Than Your Pre-Approval for Your Mortgage

It Pays to Purchase a Home Warranty Package

  • Issues related to improper installation
  • Normal aging such as rust and corrosion
  • Systems like air conditioners, water filtration, and solar energy

Home Buying Should Be Enjoyable

Look to the Experts for Help

  • Asset acquisition and liquidation
  • Government contracting
  • Commercial and residential development
  • Creating wealth and stabilization for neighborhoods

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Founder of RPS Solutions LLC and, formerly with the Newark Community Economic Development Corporation, and Tito Contractors.

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Kevin Seawright

Kevin Seawright

Founder of RPS Solutions LLC and, formerly with the Newark Community Economic Development Corporation, and Tito Contractors.